As global corporations pause expansion plans, federal agencies shed jobs, and large employers freeze hiring, a wave of displaced workers and aspiring entrepreneurs are striking out on their own. From freelancers and consultants to fast-growing local ventures, small businesses are stepping up to fill the economic gap—and they need capital to do it.
Here’s why banks and credit unions are doubling down on small business loans in 2025 & 2026:
✅ Entrepreneurship Is Booming
Laid-off workers and disenchanted professionals—especially among Millennials and Gen Z—are starting businesses instead of job-hopping. Consulting, service businesses, e-commerce: they’re lean, local, and growing fast.
✅ Agility Over Bureaucracy
Small businesses can move quicker than Fortune 500s. With targeted capital, they’re seizing underserved markets while the big guys stay on the sidelines.
✅ Banks & Credit Unions See Opportunity
Government-backed SBA loans reduce lender risk. Local lenders are leaning in with automated tools and digital platforms to handle higher volume and tighter compliance without missing a beat.
Navigating Today’s Market
John Morelli is dedicated to guiding you through these market shifts with tailored financing solutions and expert insights. Whether you’re exploring options with banks, agencies, or debt funds, my team and I are here to help you secure the best possible terms for your commercial real estate financing.
Ready to discuss your next financing opportunity? Contact us or schedule a consultation today for expert guidance.
