At INSIGNIA, our capital advisors are continuously engaged, to stay ahead of the curve in the ever-evolving debt market. Here’s a snapshot of the current market dynamics and what they mean for investors, developers, and property owners.
The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.2 percent on a seasonally adjusted basis in October, the same increase as in each of the previous 3 months, the U.S. Bureau of Labor Statistics reported today.
Following the recent election, the 10-Year U.S. Treasury yield has spiked to 4.47%, a jump that reflects investor expectations for economic policies that could drive inflation, government borrowing, and equity performance.
Today’s U.S. October jobs report reveals a slower-than-expected pace in employment growth, with payrolls rising by just 12,000. The report reflects temporary disruptions due to hurricanes and labor strikes, significantly influencing this month’s employment data.
Last week, the New York Fed released a comprehensive report titled Extend-and-Pretend in the U.S. CRE Market, spotlighting the practice of undercapitalized banks extending distressed loans to avoid recognizing losses. This report highlights both near-term and longer-term risks for commercial real estate (CRE) investors and stakeholders, especially as banks hold over 50% of the $5.8 trillion CRE market.
Lease up loans offer multifamily developers a crucial financing option to exit high cost construction debt before properties reach full occupancy. With various capital sources providing unique terms and conditions, understanding how different options, such as agency, debt funds, life companies, banks, and CMBS structure pre-stabilization financing is key to optimizing your borrowing strategy.
Below, we explore key takeaways from bank earnings reports, along with actionable insights to help you navigate the current landscape of commercial real estate investment.
Marketing is essential for any small business striving to grow and remain visible to customers. Every company’s marketing strategy will look different based on its industry, goals, and budget. Here, we explore some practical and impactful marketing strategies to help small businesses connect with their target audiences, attract new customers, and boost loyalty.
The 504 REFI Program enables businesses to improve cash flow and access property equity for business expenses. With recent updates to the program’s regulations by the SBA, along with the availability of long-term fixed rates, the program now provides even greater flexibility and benefits for qualifying businesses.
These changes will be effective November 15, 2024.
The recent surge in U.S. job growth has rekindled debate over the Federal Reserve’s future interest rate policy. Financial markets now expect smaller, more measured rate cuts, though the outlook remains uncertain.
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